May 26, 2009
shoebox
two weeks ago, my old credit card - the first one i ever had, with an apr of 28%(!) - credited me $1.33 for back interest. my balance had been zero on it for over a year. so my balance on this was -$1.33, and i wondered what to do. i figured it was safe to err on the side of having a zero balance, so i transferred the $1.33 over to my checking account - and then was hit with a $10 transaction fee.
took the bait, right? this shouldn’t be legal, but for the next short while - until our government’s credit card bill is signed into law - it is. i paid the fee, and then had my card cancelled. i just ran it through the shredder. that helps the economy, right? i guess i’m doing my part.
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